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Originally Posted by cody
Thanks Arthur. What company do you work for, if I may ask. If Esurance doesn't reply favorably to my email, I may be in the market for a replacement in a few months.
Also, it sounds like it isn't a potential issue, but to be clear, is sombody who adds power mods increasing their risk of being accused of criminal charges in the event he causes or is involved in an accident? I'm not talking about removing safety equipment, that is criminal AFAIK. But I mean upgrading your turbo and such.
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I work for allstate. Adding power mods technically will not increase your risk. Its your car, you have the right to do what you want with it as long as you aren't risking others on the road (large spikes in front bummer, blades spinning from your rims..lol).
But it is important to talk to what ever company your with to see what exclusions their policies do carry. For exmaple, street racing related accidents may not be covered, track/legal racing accidents are not covered, accidents while under the impairment of a drug may not be covered, etc etc etc. Best bet is to talk it over with a agent or adjuster from your comapny.