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-   -   STI Insurance rates are insane! (https://www.seccs.org/forums/showthread.php?t=6030)

doubleurx 2007-07-19 09:30 PM

STI Insurance rates are insane!
 
So I new that my new car would probably be less than the STI, but I was amazed at the difference for the exact same coverage:

2005 STI: $989 - 6 months
2007 BMW 335XI: $395 - 6 months.

WTF!

Nick Koan 2007-07-19 09:56 PM

God damn teenagers in their rice rockets.

100_Percent_Juice 2007-07-19 10:16 PM

Wow you were getting raped on that sti. What company do you have?

NevadaSTi 2007-07-20 06:08 AM

When I had mine, it was $153 / month. That was through Progressive. Now with the mustang, same exact insurance coverage as teh STI, $52 / month.

zpeed 2007-07-20 06:24 AM

Too bad Arthur not around to help.

sperry 2007-07-20 08:13 AM

Quote:

Originally Posted by zpeed (Post 101848)
Too bad Arthur not around to help.

He's in Vegas now, but I believe he still works for AllState. PM him and I'll bet he can help out, or you could talk to Liz Garver (Art's mom) at his old branch, and she knows about the club and it's on the ball as well.

Allstate Insurance-Garver Insurance Services
5365 Mae Anne Ave Ste B-14a, Reno, NV 89523
775-787-6333

doubleurx 2007-07-20 09:05 AM

Quote:

Originally Posted by 100_Percent_Juice (Post 101834)
Wow you were getting raped on that sti. What company do you have?

I have really high coverage with an umbrella, and it was the best quote I could get. My old '03 WRX cost half what the STI did. I even had Art give me an Allstate quote and it was the same. I have Hartford insurance.

That cost worked out to $164.83 / month - that's not too much more than $153. I would guess that most California STI owners are paying equally high rates considering my age, no accidents and no speeding tickets.

Nick is correct - I asked the reason back when I first got the car and I was told the same thing: A high number of young drivers, multiple incendents and claims on that car place it to be the 4th most expensive car to insure. The EVO VIII takes the number one spot.

http://www.insurelane.com/auto/expen...rs-insure.html

tysonK 2007-07-20 03:12 PM

I thought the evo would suck but I only pay 101 a month not too bad.

JC 2007-07-20 03:19 PM

Quote:

Originally Posted by tysonK (Post 101901)
I thought the evo would suck but I only pay 101 a month not too bad.

I pay $72 a month. :)

Nick Koan 2007-07-20 03:20 PM

Quote:

Originally Posted by JC (Post 101903)
I pay $72 a month. :)

Geez, Rocket Scientists get all the breaks.

tysonK 2007-07-20 04:44 PM

Quote:

Originally Posted by JC (Post 101903)
I pay $72 a month. :)

Do you still have collision? :lol:

I was told Reno is high for insurance also.

doubleurx 2007-07-20 05:04 PM

Quote:

Originally Posted by tysonK (Post 101908)
Do you still have collision? :lol:

I was told Reno is high for insurance also.

and what are the limits and deductibles?

sperry 2007-07-20 05:30 PM

You guys suck... the SVX and the WRX are in the same bracket for insurance. Plus I've got a truck on there too! But I'm still under $200/mo.

I really should drop the WRX insurance, since it's not even registered... but if I can ever get it smogged, I'd like to be able to take it to meets and test it around the block after working on it... not to mention have it covered if I should happen to crash with it on the trailer.

JC 2007-07-21 07:15 PM

Quote:

Originally Posted by nKoan (Post 101904)
Geez, Rocket Scientists get all the breaks.

Actually I get a discount for being an engineer! My liability limits are low (CA minimums) but I don't intend to hit anyone. $1000 deductible on comp and collision.

doubleurx 2007-07-21 07:28 PM

Quote:

Originally Posted by JC (Post 101944)
Actually I get a discount for being an engineer! My liability limits are low (CA minimums) but I don't intend to hit anyone. $1000 deductible on comp and collision.

That is probably the difference. If you don't own your own business or hang your butt out there with some form of liability you are probably OK. Once you own a home or something of more value you definately should have higher limits.

How much are those 20's worth?

JC 2007-07-21 07:52 PM

Quote:

Originally Posted by doubleurx (Post 101945)
That is probably the difference. If you don't own your own business or hang your butt out there with some form of liability you are probably OK. Once you own a home or something of more value you definately should have higher limits.

How much are those 20's worth?

I own a home, they cost about 6gs with tires (it was a joke though).

doubleurx 2007-07-21 08:11 PM

Quote:

Originally Posted by JC (Post 101946)
I own a home, they cost about 6gs with tires (it was a joke though).

Really? I thought you really bought that condo?

JC 2007-07-21 08:21 PM

Quote:

Originally Posted by doubleurx (Post 101947)
Really? I thought you really bought that condo?

? I own a condo in GA still, the 20s were a joke.

doubleurx 2007-07-21 08:23 PM

Quote:

Originally Posted by JC (Post 101948)
? I own a condo in GA still, the 20s were a joke.

Wait, what?

tysonK 2007-07-22 09:19 AM

omg.

MattR 2007-07-22 04:43 PM

Jesus...what the f

doubleurx 2007-07-22 07:26 PM

And everyone wonders why architects and engineers communicate so well. Too funny.............at least for me!

MattR 2007-07-22 08:10 PM

Hey,this just in!! Infiniti FX45 Insurance rates are going to go thru the roof on Monday!!!


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