I went the coilover route for a while. . .
IMO, coilovers are nearly useless on a daily driver that sees minimal autox time.  I rarely used the adjustments (just damping for autox, usually), and the benefits that I did see at autox were not really worth having to deal with the ride quality around town.  I ditched them right before my son was born, and replaced them with a set of Prodrive springs - and I'm quite glad I did.
They're much firmer and feel more confident than stock, but stay compliant for daily driving.  It's a nice solid ride.  I can't really comment on the rates themselves, as Prodrive doesn't publish theirs.  Apparently the rears are progressive to help ride quality (see pic).
They also drop the car lightly - about an inch or so, with a bit of a rake to even out the front and back.  That'll give you what you're looking for in terms of ride height.  I reached the same conclusion: too low = scraped bumper = unhappy me.  I don't fear speed bumps quite as much any more.  
 
Being as pleased as I am with my Prodrives, I'd recommend a set of springs and a sway bar upgrade.  You'll save a ton of $$, and have a much improved ride.