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Originally Posted by MikeSTI
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Originally Posted by ArthurS
You can sue for anything nowadays. But I don't think its Wal-Marts Liabilty to make sure people drive safe as long as they have there stop signs in the right spots and stuff. But who knows?!?
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what i was getting at is exactly what Art said they have signs in the right spots and stuff a track has no signs and every track i've ever seen has you sign a release of liability if anything happens which is problly the auto inserences little loop hole......they have lots of money too |
Well, the nice part about insurance, if they don't exclude it then it is included. no matter what. they can't say 'opps we forgot to put that in there'.
There is also insurance that is strictly for racing events. I believe SCCA offers some type of coverage. Basically the difference is the liabilty limits. You can get a racing policy that has over 1 mil for liabilty for pretty cheap. Your typical auto policy has 100,000 per person/300,000 per accident. That may not be enough during a race event when your car rolls into the crowd and hurts 7 people. So some people go that route when racing or go the route of getting a umbrella policy which also puts a million over your head (but again we don't know for sure if racing is aloud under a umbrella policy).
The head manager is giving me the exact definitions and wording tomorrow. Ill know for sure by then.