2004-02-09, 10:34 AM
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#22
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EJ207
Join Date: Dec 2002
Location: Reno, NV
Posts: 3,707
Car: 2011 Chevy Battle Wagon
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Quote:
Originally Posted by MikeSTI
Quote:
Originally Posted by ArthurS
Here is a new highlight for everyone to think about. After researching the track day insurance questions that have bene floating about, I read about the racing rules and what is not covered.
Any property damage, bodily injury, personal injury, loss or damage to your vehicle "arising out of the participation in any prearranged, organized, or SPONTANEOUS:"
This meaning, if you do something stupid while street racing, like hitting a pole or someone else, the insurance company does not have to pay out. This would be especially bad for you when you cause injury to someone else, because the insurance company does not have to pay for their injuries. So now, whomever you injury, has to sue you directly to obtain money for their injuries. This means attached wages, loss of assets, etc.
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that would cost a lot more then auto-x :wink:
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What this also means is we aren't covered when we auto-x. But SCCA provides a insurance poicy for you that covers bodily injury. Unfortunatly, they do not offer one that covers your vehicle. So when you auto-x, you risk any damage to your vehicle which will be paid out of your pocket.
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Captain Murphy: I dub thee Sir Phobos, Knight of Mars, beater of ass. Be a hitter, babe.
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