Quote:
Originally Posted by khail19
I'm pretty sure your homeowner's insurance should cover any losses since the truck was parked inside your garage. At least that's what they told me when my car was broken into a few years back. Unfortunately for me, the parking spots at our former condo complex are "common area" and therefore not covered against break-in. They said if I owned a home and the car would have been in the driveway or garage then the stolen property would have been replaced.
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My big concern is over a possible rate increase vs. the money I get from the claim. If the ins. pays me $1000 for the stuff but charges my an extra $300/year for the next 5 years... it's obviously not worth it.
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