I just use it however I need to, voice, or text. This works for me, and I thought I'd share an update. If my needs change, so will my plan.
There are pre-payed plans with unlimited text from some vendors, etc...
If you just blindly keep paying your $40,60+ cell bill without analyzing your actual usage and doing the math, you deserve what you get. Don't forget to include all the taxes, etc in your analysis. Pre-paid has none of those.
Even family plans can be a rip off if you don't know what you are paying for.
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I am a Commodore PET --- Now get off my lawn you kids...
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