[Kevin M]

That's the thing I'm going to explain to them tomorrow- it was multiple 'seperate events.' Maybe 3-4 times going back and forth I actually had issues- one of which was with a sand truck that was plodding along 2 cars ahead of me. I told them that I didn't know about it until after the second or third time, which was the first time my car was clean enough to see the paint damage all winter, in late january or early february. During the recorded discussion I had with the adjuster, which serves as a sort of dictated record of my version of what happened, I was careful to point out both of these facts. It's my assertion, then and now, that any one of those trips caused enough damage to fall under a valid claim. I am supposing that they took my statement that I didn't know the exact date that any of it happened to mean it was gradual wear, which isn't the case.