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Originally Posted by MPREZIV
For the price, I'm not even gonna go through my insurance. I'd pay just shy of what I am for the damage to the quarter panel to be fixed, and then out my ass for the premium increase! I'm just going to kit the car, and replace my bent strut with a complete Tein coilover setup, so to hell with letting my insurance company screw me! Ha Ha!
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It's all in how the claim is filed. If the rock happened to roll out into your way so that you couldn't avoid it, I believe it's a comprehensive claim, and shouldn't effect your rates.
Where's Art, he's the resident insurance guy!