I have an arrangement with an insurance carrier where the race car is insured against theft, vandalism and damage during transport. The car is not covered while operating under it's own power, or while parked within the boundaries of a racing surface. Meaning, if I was racing the car and it crapped out and I parked it in the infield and another car crashed into it later while it was parked on course, it wouldn't be covered.
So when the car's not racing, it's covered, and at a very good rate.
Gary
Sheehan Motor Racing
www.teamSMR.com