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Originally Posted by dknv
I thought it was for medical payments coverage, if something happens to you.
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Well, I guess that's the same thing. Take the guy that got hit at Hawthorne. If that happened on the street, the driver would be responsible (via his insurance) for the injured guy's medical bills. But since it happened at the SCCA event, the SCCA helps with the medical bills.
So, from the worker's perspective, "the SCCA helped pay my medical bills", or from the driver's perspective, "the SCCA protected me from liability for the worker's medical bills".