I was going to revive a
thread from 2004 but decided to start anew...
They were kind enough to send me a full new policy when I added the STI rather than just amendments that have happened. If you read the 2004 thread, it was very strict about even being "at a track"
At least my Safeco policy has relaxed that exclusion. Here are my pertinent exclusions for 2006.
Quote:
Part A - Liability Coverage
Exclusions.B
We do Not provide Liability Coverage for the ownership, maintenance, or use of:
...
4. Any vehicle, located inside a facility designed for racing for the purpose of:
a. competing in; or
b. practicing or preparing for;
any prearranged or organized or speed contest
Part B - Medical Payments Coverage
Exclusions
We do Not provide Medical Payments Coverage for any insured for bodily injury:
...
11. Sustained while occupying any vehicle, located inside a facility designed for racing for the purpose of:
a. competing in; or
b. practicing or preparing for;
any prearranged or organized or speed contest
Part D - Coverage For Damage To Your Auto
Exclusions
We will not pay for:
...
11. Loss to your covered auto or any non-owned auto, located inside a facility designed for racing for the purpose of:
a. competing in; or
b. practicing or preparing for;
any prearranged or organized or speed contest
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The way I read this, Audi/HPDE/etc events which are not timed, non-competitive, and might even qualify you for discounts are covered.
Pretty much anything else that involves competition or even the future expectation of competition is not.
Again, that is my interpretation of my exclusions in my policy. I take no responsibility for you, your car, your policy, etc. etc... Your mileage may very.
Discuss....