I have AAA, I asked them before I removed the wheel in the wagon, and they said it wouldn't affect my coverage or claims as long as a primary restraint was in use since it's supplemental (AKA, wear your seatbelt and you're fine) - my agent actually mentioned that not having to replace a bag in a minor accident in an older car means they have less fiscal liability so they're good with it. My passenger bag is still in, and according to the diagnostics, would still trigger.
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Tact is for people who aren't witty enough to be sarcastic.
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