"Someone else's insurance" has always been AAA or Allstate. For sure, I do not have a statistically significant sample size when it comes to collecting insurance.
And I'm with you on health insurance. The entire system here is broken, unless you're one of the 26 asshats collecting all the fat checks at the end. Or wealthy enough that you don't have to buy insurance and deal with it.
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FWD is the new AWD
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