Auto Refinancing... where to go? - Subaru Enthusiasts Car Club of the Sierras

sperry · 2003-10-16, 09:00 AM

Well, since I'm really leaning towards hanging on to the WRX, I need to refinance it...

Who's gone the refinancing route on their cars? Where's a good place to get a low rate w/o early pay-off penalties?

I'd like to refinance my car in the 4.5% or less range for like 4 years, but be able to pay more than the minimum so I can have it paid off in say 3.

I've been innundated by Capitol One all over the web, but they're only like 4.75%, and you have to setup automatic payments to get the low rates. I'd rather send a check so I can overpay as my savings allows.

Any help would be appreciated!

ArthurS · 2003-10-16, 09:53 AM

I have been in and out of trying to switch companies. I did finally move it over to US Bank, but only because thats were all our business accounts were. So I got a good rate plus shed about a year of payments off the loan for around the same monthly payment.

I would try Wells Fargo or US Bank. They are both great companies.

My Loan Officer at Wells Fargo -

Robert W. Thayer III - 826-8222 (Ask for him) {By the way - Rob has a SICK STi. He has already started to mod the sucker out. I keep trying to get him to the meets)

2003-10-16, 09:00 AM	#1
sperry The Doink Real Name: Scott Join Date: Nov 2002 Location: Portland, OR Posts: 20,335 Car: '09 OBXT, '02 WRX, '96 Miata Class: PDX/TT-6 The way out is through	Auto Refinancing... where to go? Well, since I'm really leaning towards hanging on to the WRX, I need to refinance it... Who's gone the refinancing route on their cars? Where's a good place to get a low rate w/o early pay-off penalties? I'd like to refinance my car in the 4.5% or less range for like 4 years, but be able to pay more than the minimum so I can have it paid off in say 3. I've been innundated by Capitol One all over the web, but they're only like 4.75%, and you have to setup automatic payments to get the low rates. I'd rather send a check so I can overpay as my savings allows. Any help would be appreciated! __________________ Is you is, or is you ain't, my con-stit-u-ints?

2003-10-16, 09:53 AM	#2
ArthurS EJ207 Join Date: Dec 2002 Location: Reno, NV Posts: 3,707 Car: 2011 Chevy Battle Wagon	I have been in and out of trying to switch companies. I did finally move it over to US Bank, but only because thats were all our business accounts were. So I got a good rate plus shed about a year of payments off the loan for around the same monthly payment. I would try Wells Fargo or US Bank. They are both great companies. My Loan Officer at Wells Fargo - Robert W. Thayer III - 826-8222 (Ask for him) {By the way - Rob has a SICK STi. He has already started to mod the sucker out. I keep trying to get him to the meets) __________________ Captain Murphy: I dub thee Sir Phobos, Knight of Mars, beater of ass. Be a hitter, babe.

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