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#26 |
Nightwalker
Real Name: Austin Join Date: Dec 2002
Location: Oshkosh, WI
Posts: 4,063
Car: '13 WRX
YGBSM
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Okay this is a bit of a hijack, but it was the nearest insurance thread I saw.
Art - when someone makes a claim to get collision damage repaired on a car, their premiums usually go up afterwards, right? Do you know typically how much they increase (%), and for how long the increase applies (if not indefinitely)?
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"None of you seem to understand. I'm not locked in here with you.. you're locked in here with me." |
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#27 | |
The Doink
Real Name: Scott Join Date: Nov 2002
Location: Portland, OR
Posts: 20,335
Car: '09 OBXT, '02 WRX, '96 Miata
Class: PDX/TT-6
The way out is through
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Is you is, or is you ain't, my con-stit-u-ints? |
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#28 | |
EJ207
Join Date: Dec 2002
Location: Reno, NV
Posts: 3,707
Car: 2011 Chevy Battle Wagon
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The surcharge will stay on the record for 3 years after the claim date (again depending on the company rules and guidelines). You normally get a good driving discount back after 3 years, or sometimes even 5 years if the company has multi-tier good driver discounts. To give you a rough idea, I would say the rates of that vehicle would go up 20-30% or so. Best idea is to call the agent and give them a hypothetical situation (like 'what if' this happened) and ask them what the new rate would be.
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Captain Murphy: I dub thee Sir Phobos, Knight of Mars, beater of ass. Be a hitter, babe. |
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#29 |
Nightwalker
Real Name: Austin Join Date: Dec 2002
Location: Oshkosh, WI
Posts: 4,063
Car: '13 WRX
YGBSM
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Okay thanks.
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"None of you seem to understand. I'm not locked in here with you.. you're locked in here with me." |
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#30 | |
Nightwalker
Real Name: Austin Join Date: Dec 2002
Location: Oshkosh, WI
Posts: 4,063
Car: '13 WRX
YGBSM
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"None of you seem to understand. I'm not locked in here with you.. you're locked in here with me." |
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#31 | |
EJ205
Join Date: Aug 2003
Location: Reno, NV
Posts: 2,354
Car: 2004 STi
Class: TSM
I can't complain
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Cobb Stage 2 |
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#32 |
EJ207
Join Date: Dec 2002
Location: 39n53, 119w90
Posts: 2,698
Car: RX-8
Class: CS maybe
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Here's more personal experience:
In 2004, I had 2 cars totalled, in both cases State Farm offered me only an adjusted price for mods. On the rx8, their adjusted price for 3 month old Racing Beat catback was $200, (a $600 part) - so I told them no thanks on their adjusted reimbursement, and Kevin helped me remove it from the car before it went to the wrecking yard. At least I was able to sell that part to another rx8 owner & recover some of the cost. Also on the rx8, they would not cover any costs for the clearbra. Their rationale was that it did not add any value to the car. |
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#33 |
Candy Mountain
Real Name: Cody Join Date: May 2005
Location: Californication
Posts: 7,751
Car: 03 Pussy Wagon, now with more pink!
Class: TESP
OMG Internet!
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That's really weak.
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Slow and low, that is the tempo. |
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#34 | |
EJ207
Join Date: Dec 2002
Location: Reno, NV
Posts: 3,707
Car: 2011 Chevy Battle Wagon
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Captain Murphy: I dub thee Sir Phobos, Knight of Mars, beater of ass. Be a hitter, babe. |
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#35 |
EJ205
Join Date: Aug 2003
Location: Reno, NV
Posts: 2,354
Car: 2004 STi
Class: TSM
I can't complain
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considering the amount of sand damage claims I would say the clear bra was the most valuable part of the car
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Cobb Stage 2 |
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