Credit Card changes billing date...? - Subaru Enthusiasts Car Club of the Sierras

tysonK · 2007-12-22, 05:33 PM

So I've had automatic payments setup on my CC for like 5 months and all the sudden I get a late payment fee.

My card in through xxxx. And my auto payment is through their site of course. My payments were set at the 4th of the month because my statements I got always had the 10th on them as the date.

But all the sudden my shit is due on the 2nd!!!?!? And I have a fucking late payment. Do I not understand something here? xxxx knew my fucking auto payment was on and decided to fuck me? The chick on phone said my billing cycle was the same. So why didn't I get 5 late payments?

I already paid the car off and canceled it but I'm pretty pissed.

van · 2007-12-22, 05:48 PM

Merry Christmas! last I checked there was a shooting thread below this one

MikeK · 2007-12-22, 08:57 PM

I watched a documentary called "Maxed out" about the credit card industry. Apparently randomly changing the due dates to drum up late fees is an actual tactic that credit card companies use.

100_Percent_Juice · 2007-12-23, 03:52 PM

I saw that movie title on netflix but didn't give it a second glance. How was it?

MikeK · 2007-12-23, 11:01 PM

Well worth watching

cody · 2007-12-30, 05:54 PM

If I ever get a late fee, I just call up and say something like, "Oh gee, I didn't get my statement in the mail this month and just plumb forgot since I didn't get the statement." They give you one free out a year. They'll remove late fees and interest based charges, basically extending the grace period by a month. Pretty cool.

2007-12-22, 05:33 PM	#1
tysonK warehouse SECCS Join Date: Mar 2003 Location: SoCal... Posts: 6,253 Car: 04 Evo 99 Cadillac Class: street de le mod	Credit Card changes billing date...? So I've had automatic payments setup on my CC for like 5 months and all the sudden I get a late payment fee. My card in through xxxx. And my auto payment is through their site of course. My payments were set at the 4th of the month because my statements I got always had the 10th on them as the date. But all the sudden my shit is due on the 2nd!!!?!? And I have a fucking late payment. Do I not understand something here? xxxx knew my fucking auto payment was on and decided to fuck me? The chick on phone said my billing cycle was the same. So why didn't I get 5 late payments? I already paid the car off and canceled it but I'm pretty pissed. __________________ Anjali? Anjali? Last edited by tysonK; 2007-12-22 at 07:11 PM.

2007-12-23, 03:52 PM	#4
100_Percent_Juice (40 percent vodka) Real Name: Joel Join Date: Oct 2006 Location: Reno, NV Posts: 4,446 Car: 2004WRX Class: Baby-Hauler/GroceryGetter	I saw that movie title on netflix but didn't give it a second glance. How was it? __________________ "A power nap is when you sleep on someone who is weaker than you." - Dimitri Martin

2007-12-30, 05:54 PM	#6
cody Candy Mountain Real Name: Cody Join Date: May 2005 Location: Californication Posts: 7,751 Car: 03 Pussy Wagon, now with more pink! Class: TESP OMG Internet!	If I ever get a late fee, I just call up and say something like, "Oh gee, I didn't get my statement in the mail this month and just plumb forgot since I didn't get the statement." They give you one free out a year. They'll remove late fees and interest based charges, basically extending the grace period by a month. Pretty cool. __________________ Slow and low, that is the tempo.

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2007-12-22, 05:48 PM	#2
van SECCS Brewmeister Join Date: Oct 2005 Location: on the edge of a marsh Posts: 1,451	Merry Christmas! last I checked there was a shooting thread below this one

2007-12-22, 08:57 PM	#3
MikeK Captain Turbo Join Date: Feb 2004 Location: Reno Posts: 3,318 Car: 05 STi	I watched a documentary called "Maxed out" about the credit card industry. Apparently randomly changing the due dates to drum up late fees is an actual tactic that credit card companies use.

2007-12-23, 11:01 PM	#5
MikeK Captain Turbo Join Date: Feb 2004 Location: Reno Posts: 3,318 Car: 05 STi	Well worth watching