So my car got repossessed last night - Subaru Enthusiasts Car Club of the Sierras

Forgotten · 2007-09-07, 09:23 AM

I got home from the meet last night and my car is gone. The cops are called to report it stolen, but they tell it they have it reported as being repossessed. I am very impressed becuase I paid my car payment 5 days previous and it went through according to my online statement. I talked to GNCU this morning and they had no idea why it had been repossessed due to my perfect history. Through the cops I learned the number of the repo place, and then the truth is revealed. They repod BRIAN'S Car. Thanks Brian. It's cool though, I got it back and a free tank of gas and all this paperwork saying it was their fault. It was a fun morning.

Nick Koan · 2007-09-07, 09:30 AM

Oh geez.

Hopefully they towed it with all four wheels off the ground

Kevin M · 2007-09-07, 09:36 AM

Ouch.

JonnydaJibba · 2007-09-07, 09:39 AM

Double you tee eff mate? So they thought Brian wasn't making his payments or something?

sperry · 2007-09-07, 09:45 AM

This is the "OH SNAPS!!" thread of the year!

Forgotten · 2007-09-07, 09:56 AM

The guy was cool and they have this crazy tow things that makes it so no wheels are on the ground while they tow. I guess the bank that Brian used never called the repo place to tell them that Brian paid it off. So it was still on their list of cars to get.

NevadaSTi · 2007-09-07, 10:28 AM

HOLY CRAP!!!! This is the WTF thread of the year.

Sorry Pete, I don't know what to say. Chase Auto Finance FTL! Hell, they even sent me the pink slip for it, so I know it is officially paid off from my end.

MPREZIV · 2007-09-07, 11:07 AM

HOLY CRAP! That sucks BAD! Good thing it all cleared up pretty easily tho!

NevadaSTi · 2007-09-07, 11:11 AM

I am on the phone with Chase Auto. I want to make sure that this crap doesn't happen again to someone else.

Libila · 2007-09-07, 11:14 AM

Holly crap! I bet that was an interesting evening Pete. I'm glad everything got straightened out.

PS- PM conversation is severely lacking Pete.

MikeK · 2007-09-07, 11:24 AM

So if they thought the car was still Brian's, how did they know to come to your place to get it?

Nick Koan · 2007-09-07, 11:48 AM

Quote:

Originally Posted by MikeK

So if they thought the car was still Brian's, how did they know to come to your place to get it?

Repo guys are crafty. I was reading some stuff about repo guys, and if they can't find the car at your home address, they start scouting out different areas. Local relatives, work, friends, etc. We might have even had a repo guy at one of our meets without even knowing it.

knucklesplitter · 2007-09-07, 12:27 PM

I'm not sure how this would not technically be grand theft auto for the repo company. I guess they get away with a lot of crap. Not sure I would be so understanding.

Or my ex. - damn she tears people a new asshole if they screw up like that. One time Jiffy Lube didn't tighten the drainplug enough (I was in France at the time), and she got stranded with an empty oilpan on the way to a Barney concert with the kids and their friends (no joke). Anyway she raised hell and we ended up with a big check for compensation.

sperry · 2007-09-07, 12:44 PM

Quote:

Originally Posted by knucklesplitter

I'm not sure how this would not technically be grand theft auto for the repo company. I guess they get away with a lot of crap. Not sure I would be so understanding.

Or my ex. - damn she tears people a new asshole if they screw up like that. One time Jiffy Lube didn't tighten the drainplug enough (I was in France at the time), and she got stranded with an empty oilpan on the way to a Barney concert with the kids and their friends (no joke). Anyway she raised hell and we ended up with a big check for compensation.

That sounds like the reason Pete's getting free gas and a "we're sooo sorry" letter. 'Cause he can probably stick it to 'em for a lot more if he wants to.

But as I've learned, it's probably best just to take the path of least resistance and move on with life. Going after someone if you're not really hurt by their actions is probably more trouble than it's worth. Hell, going after someone that *has* F'd you over is almost more trouble than it's worth 'cause the legal system in this country is out of control complicated. Justice is expensive.

Forgotten · 2007-09-07, 01:28 PM

They were actually looking for a different PSM STI, and they spotted mine. Then they ran the stuff and figured out it was Brian's. It was actually Chase's fault, not the repo company. Going after a HUGE nationwide company is in no way worth it for the slight inconvenience I had this morning. They don't brush stuff off anymore. They would of spent thousands of dollars to make sure I didn't get the $100 of my time that was wasted. It's too bad thats how things work now a days.

100_Percent_Juice · 2007-09-07, 01:49 PM

Quote:

Originally Posted by Forgotten

They were actually looking for a different PSM STI, and they spotted mine. Then they ran the stuff and figured out it was Brian's.

So every psm sti they see, they walk up into the driveway, shine a flashlight in the front windshield and run the vin? what a bunch of douche bags. Wasn't there a series on TV called Repo Man? I think I remember watching it and most time they would tell the person "were taking your shit, get your clothes out of the trunk".

knucklesplitter · 2007-09-07, 02:57 PM

Quote:

Originally Posted by sperry

But as I've learned, it's probably best just to take the path of least resistance and move on with life. Going after someone if you're not really hurt by their actions is probably more trouble than it's worth. Hell, going after someone that *has* F'd you over is almost more trouble than it's worth 'cause the legal system in this country is out of control complicated. Justice is expensive.

True...

Quote:

Originally Posted by Forgotten

It was actually Chase's fault, not the repo company. Going after a HUGE nationwide company is in no way worth it for the slight inconvenience I had this morning.

So if somebody hires me to steal a car then I am in the clear - only the person/company who comissions the theft (not me) has broken the law and/or is liable? I don't think so, even if they assured me that they were just stealing the car back.

But still... see Scott's comments above.

Oh, and BTW - Chase sucks for many other reasons that I won't rant about here.

Nick Koan · 2007-09-07, 03:07 PM

Repo guys get special treatment because they work for banks, and banks are just better people than us citizens.

tysonK · 2007-09-07, 03:59 PM

Chase Finance super sucks. It took me like 5 tries to pay off my wrx because they gave me a different amount each time. idiots.

sperry · 2007-09-07, 04:08 PM

Quote:

Originally Posted by knucklesplitter

True...

So if somebody hires me to steal a car then I am in the clear - only the person/company who comissions the theft (not me) has broken the law and/or is liable? I don't think so, even if they assured me that they were just stealing the car back.

But still... see Scott's comments above.

Oh, and BTW - Chase sucks for many other reasons that I won't rant about here.

In the case of a repo... it's the bank's car. If I let you borrow my car, then send someone to steal it back for me 'cause you stopped paying to use it, I'm pretty sure I and the guy stealing the car are in the clear.

The problem here is that the car was no longer the banks, so it was in fact theft, but the repo guys also filed w/ the PD before stealing it so I would imagine since they were acting in good faith with the law, it'd be pretty tough to get them rung up on GTA.

Bob Danger · 2007-09-07, 04:54 PM

Holly Crap, stop saying Holly Crap.

sybir · 2007-09-08, 09:04 AM

Quote:

Originally Posted by tysonK

Chase Finance super sucks. It took me like 5 tries to pay off my wrx because they gave me a different amount each time. idiots.

QFT. They quoted the wrong payoff to Golden 1 on Dave's car and it took me more than month to get the loan pushed through with more money out of my pocket. I finally got it registered in my name last week......heh.

JonnydaJibba · 2007-09-08, 11:45 AM

Quote:

Originally Posted by Bob Danger

Holly Crap, stop saying Holly Crap.

At leest speel it rite stoopid biches!

sti deede · 2007-09-09, 08:36 AM

Quote:

Originally Posted by nKoan

Repo guys get special treatment because they work for banks, and banks are just better people than us citizens.

they actually are private contractors that the banks hire to locate vehicles. We have a really good friend in sac that is a repo guy. He has the greatest adventures. His stories are comparable to cop stories.

2007-09-07, 09:23 AM	#1
Forgotten EJ22 Join Date: Jan 2005 Posts: 348 Car: 05 STi	So my car got repossessed last night I got home from the meet last night and my car is gone. The cops are called to report it stolen, but they tell it they have it reported as being repossessed. I am very impressed becuase I paid my car payment 5 days previous and it went through according to my online statement. I talked to GNCU this morning and they had no idea why it had been repossessed due to my perfect history. Through the cops I learned the number of the repo place, and then the truth is revealed. They repod BRIAN'S Car. Thanks Brian. It's cool though, I got it back and a free tank of gas and all this paperwork saying it was their fault. It was a fun morning. __________________ "I piss 200 horsepower." -MattR Last edited by Forgotten; 2007-09-07 at 05:56 PM.

2007-09-07, 09:30 AM	#2
Nick Koan JDM Cowboy Real Name: Nick Join Date: Oct 2003 Location: Somewhere Posts: 8,642 Car: 2015 Mazda 3	Oh geez. Hopefully they towed it with all four wheels off the ground __________________ While a standard engine is powered by a belt connected to the crankshaft, a turbo engine runs on its own exhaust steam, making it more energy efficient. -- CNN

2007-09-07, 09:36 AM	#3
Kevin M EJ22T Join Date: Sep 2003 Location: Reno Posts: 9,445 Car: '93/'01 GF6, mostly red Class: 19 FP	Ouch. __________________ FWD is the new AWD

2007-09-07, 09:39 AM	#4
JonnydaJibba EJ207 Join Date: Apr 2005 Location: Reno/Sparks, Nevada Posts: 3,482 Car: 2000 2.5RS Class: RestNPeace Master Slurper.	Double you tee eff mate? So they thought Brian wasn't making his payments or something? __________________ "Why do chicks tell you to call and then not answer....so gay." "Cuz girls are fags I dunno" Last edited by JonnydaJibba; 2007-09-07 at 09:53 AM.

2007-09-07, 09:45 AM	#5
sperry The Doink Real Name: Scott Join Date: Nov 2002 Location: Portland, OR Posts: 20,335 Car: '09 OBXT, '02 WRX, '96 Miata Class: PDX/TT-6 The way out is through	This is the "OH SNAPS!!" thread of the year! __________________ Is you is, or is you ain't, my con-stit-u-ints?

2007-09-07, 09:56 AM	#6
Forgotten EJ22 Join Date: Jan 2005 Posts: 348 Car: 05 STi	The guy was cool and they have this crazy tow things that makes it so no wheels are on the ground while they tow. I guess the bank that Brian used never called the repo place to tell them that Brian paid it off. So it was still on their list of cars to get. __________________ "I piss 200 horsepower." -MattR

2007-09-07, 10:28 AM	#7
NevadaSTi EJ251 Real Name: Brian Join Date: Mar 2005 Location: Minden, Nv. Posts: 989 Car: 1994 Toyota 4Runner Some mistakes are too much fun to only make once	HOLY CRAP!!!! This is the WTF thread of the year. Sorry Pete, I don't know what to say. Chase Auto Finance FTL! Hell, they even sent me the pink slip for it, so I know it is officially paid off from my end. __________________ The last living thing on earth will be me. I'll step on the last cockroach. Last edited by NevadaSTi; 2007-09-07 at 10:37 AM.

2007-09-07, 11:07 AM	#8
MPREZIV Token Real Name: Le Stig Afrique? Join Date: Jun 2005 Location: sitting next to a big yellow box Posts: 3,589 Car: 2001 Impreza 2.5 RS Class: 05 TDSP No, I won't work on your car. F your car*	HOLY CRAP! That sucks BAD! Good thing it all cleared up pretty easily tho! __________________ "...these condoms have a topical anesthetic to reduce sensitivity, so you can last longer. What a paradox. You can't feel a thing, but you can f*ck for HOURS..."

2007-09-07, 11:11 AM	#9
NevadaSTi EJ251 Real Name: Brian Join Date: Mar 2005 Location: Minden, Nv. Posts: 989 Car: 1994 Toyota 4Runner Some mistakes are too much fun to only make once	I am on the phone with Chase Auto. I want to make sure that this crap doesn't happen again to someone else. __________________ The last living thing on earth will be me. I'll step on the last cockroach.

2007-09-07, 11:14 AM	#10
Libila EJ205 Real Name: Tim Join Date: Jun 2004 Location: Reno, NV Posts: 1,384 Car: '94 L	Holly crap! I bet that was an interesting evening Pete. I'm glad everything got straightened out. PS- PM conversation is severely lacking Pete.

2007-09-07, 11:24 AM	#11
MikeK Captain Turbo Join Date: Feb 2004 Location: Reno Posts: 3,318 Car: 05 STi	So if they thought the car was still Brian's, how did they know to come to your place to get it?

2007-09-07, 12:27 PM	#13
knucklesplitter EJ205 Real Name: Matt Taylor Join Date: Jun 2005 Location: Cousin-Fck, Carolina Posts: 1,475 Wish in one hand and sht in the other...	I'm not sure how this would not technically be grand theft auto for the repo company. I guess they get away with a lot of crap. Not sure I would be so understanding. Or my ex. - damn she tears people a new asshole if they screw up like that. One time Jiffy Lube didn't tighten the drainplug enough (I was in France at the time), and she got stranded with an empty oilpan on the way to a Barney concert with the kids and their friends (no joke). Anyway she raised hell and we ended up with a big check for compensation.

2007-09-07, 01:28 PM	#15
Forgotten EJ22 Join Date: Jan 2005 Posts: 348 Car: 05 STi	They were actually looking for a different PSM STI, and they spotted mine. Then they ran the stuff and figured out it was Brian's. It was actually Chase's fault, not the repo company. Going after a HUGE nationwide company is in no way worth it for the slight inconvenience I had this morning. They don't brush stuff off anymore. They would of spent thousands of dollars to make sure I didn't get the $100 of my time that was wasted. It's too bad thats how things work now a days. __________________ "I piss 200 horsepower." -MattR

2007-09-07, 03:07 PM	#18
Nick Koan JDM Cowboy Real Name: Nick Join Date: Oct 2003 Location: Somewhere Posts: 8,642 Car: 2015 Mazda 3	Repo guys get special treatment because they work for banks, and banks are just better people than us citizens. __________________ While a standard engine is powered by a belt connected to the crankshaft, a turbo engine runs on its own exhaust steam, making it more energy efficient. -- CNN

2007-09-07, 03:59 PM	#19
tysonK warehouse SECCS Join Date: Mar 2003 Location: SoCal... Posts: 6,253 Car: 04 Evo 99 Cadillac Class: street de le mod	Chase Finance super sucks. It took me like 5 tries to pay off my wrx because they gave me a different amount each time. idiots. __________________ Anjali? Anjali?

2007-09-07, 04:54 PM	#21
Bob Danger Tape Terrorist Join Date: Jul 2004 Location: Melmac Posts: 1,792 Car: ? Class: Retired! Warning: Prolonged eye contact may cause insanity	Holly Crap, stop saying Holly Crap. __________________ A fronte praecipitium a tergo lupi.

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