Damned kids, with their damned Subarus... - Subaru Enthusiasts Car Club of the Sierras

sperry · 2009-09-26, 09:32 PM

http://autos.yahoo.com/articles/auto...ars-to-insure/

Big sarcastic thanks to all you whipper-snappers that are putting your WRX's into telephone poles.

Keep the shiny side up guys.

marleyjb · 2009-09-27, 05:43 AM

So it's a bad thing that we own two cars in the '10 worst cars' list. (I know it says 350, but close enough)

van · 2009-09-27, 05:54 AM

Surprised at the lack of SRT4 on the list.

100_Percent_Juice · 2009-09-27, 08:34 AM

Quote:

Originally Posted by marleyjb

So it's a bad thing that we own two cars in the '10 worst cars' list. (I know it says 350, but close enough)

You have a 370?

ScottyS · 2009-09-27, 08:38 AM

Quote:

Originally Posted by van

Surprised at the lack of SRT4 on the list.

To expand Scott's comment a bit, chances are that more SRT-4 owners are, on average, actually the individuals financing the cars, since they are more affordable. That affects ownership psychology a bit.

marleyjb · 2009-09-27, 12:14 PM

yes we have a 370

Kevin M · 2009-09-27, 01:12 PM

"The Journal obtained quotes ... that the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus."

Okay, so aside from number of doors, tires and steering wheels, how are those cars comparable?

100_Percent_Juice · 2009-09-27, 04:02 PM

Quote:

Originally Posted by marleyjb

yes we have a 370

I guess thats how you can so casually say "yeah, the sti was in the shop for 2 weeks." Now I don't feel bad for you guys.

Dean · 2009-09-27, 04:46 PM

Quote:

Originally Posted by 100_Percent_Juice

I guess thats how you can so casually say "yeah, the sti was in the shop for 2 weeks." Now I don't feel bad for you guys.

Well, at the time, they were actually driving a Toyota pickup that wasn't theirs while waiting for the Dodge (I think) truck they traded the Jeep that wasn't strong enough to pull a horse trailer for was not having dents removed.

Go figure that out.

van · 2009-09-27, 05:20 PM

Quote:

Originally Posted by ScottyS

To expand Scott's comment a bit, chances are that more SRT-4 owners are, on average, actually the individuals financing the cars, since they are more affordable. That affects ownership psychology a bit.

2. Scion tC

3. Hyundai Tiburon

6. Honda Civic Si
These cars all fit, the profile, you're describing, on average. The person who is buying a tiburon or scion is most likely financing the car themselves too. The tiburon and civic person is thinking they have a sporty car, trying to pick up chicks. The SRT4 owner is most likely aware that their car is faster and wanting to show off, with limited driving ability, wrapping it around a light post or tree,on average.

marleyjb · 2009-09-27, 06:55 PM

Yes Dean, we are car whores.

Oh and the damn kids should learn how to drive their WRXs.

ScottyS · 2009-09-27, 07:28 PM

Quote:

Originally Posted by van

2. Scion tC

3. Hyundai Tiburon

6. Honda Civic Si

I still think these fit the profile of the "daddy just sent me to college to party with a new car" profile. Along with the WRX. Daddy should also pay for professional driving instruction.

sperry · 2009-09-27, 09:18 PM

The SRT-4 isn't on the list because there aren't nearly as many of them on the road as there are WRXs, so even if they're crashed just as frequently, the insurance companies aren't going to see the same statistical risk that would cause the higher rates.

Plus, WRX drivers are in general bigger douchebags than SRT-4 drivers these days anyway. Now that there are thousands of cheap WRXs on the used car market, they're bought up by every GT4 playing high school flatbrimmer brodawg that wants an accessory to go with his DC shoes and Monster energy drink who takes his sweet rally car out to the street races and leaves it upside down or taco'd into a light pole.

WRXlerate · 2009-09-28, 09:03 AM

Quote:

Originally Posted by sperry

The SRT-4 isn't on the list because there aren't nearly as many of them on the road as there are WRXs, so even if they're crashed just as frequently, the insurance companies aren't going to see the same statistical risk that would cause the higher rates.

Plus, WRX drivers are in general bigger douchebags than SRT-4 drivers these days anyway. Now that there are thousands of cheap WRXs on the used car market, they're bought up by every GT4 playing high school flatbrimmer brodawg that wants an accessory to go with his DC shoes and Monster energy drink who takes his sweet rally car out to the street races and leaves it upside down or taco'd into a light pole.

The worst part about it is all of us WRX owners pay for their stupidity through increased insurance rates. That was part of the reason in doing the sti swap into the wrx, was to save on insurance. My last sti I owned, the insurance was through the roof. And I have a clean driving record.

DUB · 2009-09-28, 06:24 PM

My insurance is quite affordable.

Bob Danger · 2009-09-29, 03:21 PM

Quote:

Originally Posted by sperry

Plus, WRX drivers are in general bigger douchebags than SRT-4 drivers these days anyway. Now that there are thousands of cheap WRXs on the used car market, they're bought up by every GT4 playing high school flatbrimmer brodawg that wants an accessory to go with his DC shoes and Monster energy drink who takes his sweet rally car out to the street races and leaves it upside down or taco'd into a light pole.

Classic

cody · 2009-09-29, 03:50 PM

Hey! You don't have to be young to crash your WRX. I've only crashed it a few times though. Sheesh, get off my back. The beautfiul part is that all of those crashes and all of my speeding tickets have fallen off my record so I'm paying the same as all of you non-crashers now.

sperry · 2009-09-29, 03:58 PM

Quote:

Originally Posted by cody

Hey! You don't have to be young to crash your WRX. I've only crashed it a few times though. Sheesh, get off my back. The beautfiul part is that all of those crashes and all of my speeding tickets have fallen off my record so I'm paying the same as all of you non-crashers now.

What you mean to say is that now we're all paying the same amount for your crashes.

cody · 2009-09-29, 04:05 PM

Not at all. But it's nice that you consider others before making insurance claims.

sperry · 2009-09-29, 04:19 PM

Quote:

Originally Posted by cody

Not at all. But it's nice that you consider others before making insurance claims.

If you crashed your WRX and made an insurance claim, you added to the reason why all of us are paying higher premiums, even if the accident is no longer on your individual record.

I'm not suggesting that folks "consider others" when filing their claims. I'm suggesting that parents don't buy their 16 year old dipshit little kids 300hp rally cars that they have no clue how to drive just because their kids want one so bad and they're only $8k.

If all the people that crashed their WRX's were like you Cody, our premiums wouldn't be so high. Shit happens. The problem is that shit happens way more often to these brotard douchebags that have latched onto the used WRX market in the last 2 or 3 years.

cody · 2009-09-29, 04:23 PM

Yah, I could make an MSPaint graph of how my frequency of accidents and tickets has petered off as I've gotten older.

Kevin M · 2009-09-30, 07:36 AM

Quote:

Originally Posted by cody

Yah, I could make an MSPaint graph of how my frequency of accidents and tickets has petered off as I've gotten older.

And yet, you didn't. Fail!

ScottyS · 2009-09-30, 10:44 AM

Heh.

cody · 2009-09-30, 12:05 PM

Haha! Awesome.

nightwalker · 2009-11-01, 11:14 AM

Woo hooo, the Evo fell off that list!

2009-09-26, 09:32 PM	#1
sperry The Doink Real Name: Scott Join Date: Nov 2002 Location: Portland, OR Posts: 20,335 Car: '09 OBXT, '02 WRX, '96 Miata Class: PDX/TT-6 The way out is through	Damned kids, with their damned Subarus... http://autos.yahoo.com/articles/auto...ars-to-insure/ Big sarcastic thanks to all you whipper-snappers that are putting your WRX's into telephone poles. Keep the shiny side up guys. __________________ Is you is, or is you ain't, my con-stit-u-ints?

2009-09-27, 01:12 PM	#7
Kevin M EJ22T Join Date: Sep 2003 Location: Reno Posts: 9,445 Car: '93/'01 GF6, mostly red Class: 19 FP	"The Journal obtained quotes ... that the WRX could cost nearly $600 more per year to insure than a comparable Ford Taurus." Okay, so aside from number of doors, tires and steering wheels, how are those cars comparable? __________________ FWD is the new AWD

2009-09-27, 09:18 PM	#13
sperry The Doink Real Name: Scott Join Date: Nov 2002 Location: Portland, OR Posts: 20,335 Car: '09 OBXT, '02 WRX, '96 Miata Class: PDX/TT-6 The way out is through	The SRT-4 isn't on the list because there aren't nearly as many of them on the road as there are WRXs, so even if they're crashed just as frequently, the insurance companies aren't going to see the same statistical risk that would cause the higher rates. Plus, WRX drivers are in general bigger douchebags than SRT-4 drivers these days anyway. Now that there are thousands of cheap WRXs on the used car market, they're bought up by every GT4 playing high school flatbrimmer brodawg that wants an accessory to go with his DC shoes and Monster energy drink who takes his sweet rally car out to the street races and leaves it upside down or taco'd into a light pole. __________________ Is you is, or is you ain't, my con-stit-u-ints?

2009-09-29, 03:50 PM	#17
cody Candy Mountain Real Name: Cody Join Date: May 2005 Location: Californication Posts: 7,751 Car: 03 Pussy Wagon, now with more pink! Class: TESP OMG Internet!	Hey! You don't have to be young to crash your WRX. I've only crashed it a few times though. Sheesh, get off my back. The beautfiul part is that all of those crashes and all of my speeding tickets have fallen off my record so I'm paying the same as all of you non-crashers now. __________________ Slow and low, that is the tempo.

2009-09-29, 04:05 PM	#19
cody Candy Mountain Real Name: Cody Join Date: May 2005 Location: Californication Posts: 7,751 Car: 03 Pussy Wagon, now with more pink! Class: TESP OMG Internet!	Not at all. But it's nice that you consider others before making insurance claims. __________________ Slow and low, that is the tempo.

2009-09-27, 05:43 AM	#2
marleyjb EJ18 Real Name: Bobby Marley Join Date: Jul 2009 Location: Southern Indiana Posts: 55 Car: 2011 WRX STi There is this thing called rain.	So it's a bad thing that we own two cars in the '10 worst cars' list. (I know it says 350, but close enough)

2009-09-27, 05:54 AM	#3
van SECCS Brewmeister Join Date: Oct 2005 Location: on the edge of a marsh Posts: 1,451	Surprised at the lack of SRT4 on the list.

2009-09-27, 12:14 PM	#6
marleyjb EJ18 Real Name: Bobby Marley Join Date: Jul 2009 Location: Southern Indiana Posts: 55 Car: 2011 WRX STi There is this thing called rain.	yes we have a 370

2009-09-27, 06:55 PM	#11
marleyjb EJ18 Real Name: Bobby Marley Join Date: Jul 2009 Location: Southern Indiana Posts: 55 Car: 2011 WRX STi There is this thing called rain.	Yes Dean, we are car whores. Oh and the damn kids should learn how to drive their WRXs.

2009-09-28, 06:24 PM	#15
DUB EJ18 Real Name: Wiles Join Date: Aug 2008 Location: SLT, CA Posts: 43 Car: bugeye wagon, 02 Tacoma, 04 SV650 The Dude Abides	My insurance is quite affordable.

2009-09-29, 04:23 PM	#21
cody Candy Mountain Real Name: Cody Join Date: May 2005 Location: Californication Posts: 7,751 Car: 03 Pussy Wagon, now with more pink! Class: TESP OMG Internet!	Yah, I could make an MSPaint graph of how my frequency of accidents and tickets has petered off as I've gotten older. __________________ Slow and low, that is the tempo.

2009-09-30, 10:44 AM	#23
ScottyS EJ205 Real Name: It is real! Join Date: Jul 2004 Location: RNO Posts: 2,367 Car: 1998 Impreza Wagon, 1991 Legacy Turbo Sedan, 2003 Nissan Xterra Class: tvFree Yes, I'll fix it for you. Again.	Heh. Attached Thumbnails __________________ "Trend Number One is that people aren't getting any smarter." Dogbert

2009-09-30, 12:05 PM	#24
cody Candy Mountain Real Name: Cody Join Date: May 2005 Location: Californication Posts: 7,751 Car: 03 Pussy Wagon, now with more pink! Class: TESP OMG Internet!	Haha! Awesome. __________________ Slow and low, that is the tempo.

2009-11-01, 11:14 AM	#25
nightwalker EJ18 Join Date: Jul 2005 Location: Truckee, CA Posts: 50 Car: 2003 Evolution VIII why?	Woo hooo, the Evo fell off that list!

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